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Strategic, Flexible, Change Agents

Every business must have the five major components necessary to operate: personnel, equipment, housing, products/services, and last but most vital, is capital. In fact, it takes capital to get the other four. Business owners often fear banks and commercial finance companies. This fear has its foundation in a lack of lender knowledge. At First Capital Solutions, because we were once the lender, we know what to accentuate and how to tell your story so that your request is reviewed favorably - in other words, we remove the fear - giving you peace of mind!

While we can assist in a plethora of needs, check out the "Our Services" page for more information on the more common financing solutions.


We are part of a national network of Certified Financial Consultants and as such we have access to a myriad of programs with varying credit, experience, and industry requirements. When the banks say "No" we are able to say "Yes". With First Capital Solutions you have:

  • The benefit of 50 years of combined experience in business and finance

  • A free no-obligation discussion about your business requirements

  • Access Cost Reduction strategies

  • Access to a myriad of business consulting services in one place


Linda Vega is a seasoned banking executive and entrepreneur. She enjoyed a 20-year corporate banking career in various executive roles as a SVP at Wachovia (Wells Fargo) Georgia Banking Division. In her years in finance, she not only worked as an underwriter she also worked on the front-end structuring loans so she fully understands the metrics and matrices used by lending institutions to determine the viability of a loan request.

Linda’s commitment to community service has been noted by her awards and recognition which include the Atlanta Business League 100 Most Influential Women, WLA Georgia 100 Most Influential Women, and distinguished alumni of Leadership Atlanta.

Karen Hosey has served in multiple senior-level executive management positions during her 25 career in sales and marketing. She's been a successful business owner for over 12 years providing services to domestic and foreign companies and non-profits to increase their profitability and create a foundation for sustainability.

Karen is a Certified Cost Reduction Specialist, identifying areas of waste, hidden costs, and the under-utilization of human capital which negatively impacts the bottom line of companies and their ability to leverage resources for growth and expansion.

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